Savings Rates

Effective as of 6/30/2019

Account TypeRateAPY
Natural Person Accounts0.10%0.10%
Association Accounts0.05%0.05%
Checking Accounts0.00%0.00%

Term Share Accounts

TermRateAPY
6 month1.56%1.57%
12 month1.81%1.83%
18 month1.91%1.93%
24 month2.10%2.12%
36 month2.42%2.45%
48 month2.42%2.45%

Money Market Accounts

Account TypeRateAPY
Silver (minimum $10,00)1.55%1.56%
Gold (minimum $25,00)1.70%1.71%
Platinum (minimum $50,000)1.80%1.81%

~APY = Annual Percentage Yield
~The minimum balance for a term share certificate is $2500.00
~The early withdrawal penalty for a 6 or 12 month Term share certificate is 90 days interest.
~The early withdrawal penalty for a greater than 1 year term share certificate is 180 days interest.
~Any fee imposed on an account will reduce the effective dividend rate.
~Money market rates are determined and paid on a monthly basis.