~APY = Annual Percentage Yield
~The minimum balance for a term share certificate is $2500.00
~The early withdrawal penalty for a 6 or 12 month Term share certificate is 90 days interest.
~The early withdrawal penalty for a greater than 1 year term share certificate is 180 days interest.
~Any fee imposed on an account will reduce the effective dividend rate.
~Money market rates are determined and paid on a monthly basis.
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